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Home Criminal Defense White Collar Crimes Car Insurance Fraud

Orange County Car Insurance Fraud Defense Attorneys

Charged with Violating Penal Code 548 - 551

It started with a simple question - "Who will ever know?"

Given the situation, that seems like a fair enough question. You had a minor fender bender with a wall or a pole and now your car has a nice dent in it. It happened in a parking lot, with no one around. There weren’t any cameras or security guards, so who would know what happened? It was a simple matter of calling your insurance company and reporting that someone hit your car. How easy is that? You get your damages covered and no one is the wiser.

Or are they?

Here is the thing with insurance fraud – especially car insurance fraud. Your policyholder will go to great lengths to make sure your claim is legitimate. Insurance companies hate having to shell out money to cover damages. They’ll spend just as much trying to prove that what you are saying is true. No matter how clear cut the claim may seem, insurance adjusters will investigate just about every inch of your car to make a case against you. So, when the question "Who will ever know" comes up, you can bet your insurance company will have an answer.

With that understood, mistakes do happen. Many innocent people get accused of fraud everyday. You may have exaggerated your claim in the heat of the moment. You may have accidentally reported your claim wrong. Whatever the case may be, you have the right to a strong legal defense. If you are facing auto fraud charges in Orange County, contact the criminal defense team at Law Office of Michael L. Guisti as soon as possible.

You can reach us at (888) 478-8999.

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What Kind of Punishment Could I Face if Convicted?

In the state of California, auto insurance fraud falls under Penal Code 548 - 551. The law states that when you submitted your claim, you knew it was a lie and your intention was to get money that you did not deserve. This of course can happen in a wide variety of ways, from abandoning your vehicle somewhere desolate to pushing it off a cliff and reporting it stolen. Whatever the case may be, if you lie about the damage caused to your vehicle, to retrieve monetary compensation, it's considered auto fraud.

But, the seriousness of your false claim and the amount of money stolen from the insurance company will determine the kind of sentence you face. Auto fraud is known as a "wobbler" offense in Orange County. This means you could be looking at a misdemeanor or felony charge, depending on the circumstances. If you are found guilty of misdemeanor auto fraud, you could end up in county jail for a year and a $1,000 fine. A felony auto fraud charge can earn you a five year prison sentence and up to $50,000 in fines.

"My insurance company was accusing me of fraud, but Michael L. Guisti showed them otherwise and I got the settlement I deserved and some more money for my problems. I called around other attorneys and they just told me to work it out with my insurance company, but when I called Law Office of Michael L. Guisti they explained to me everything, and how we’re going to beat this. I’m very glad I found Law Office of Michael L. Guisti and I STRONGLY recommend going to Michael L. Guisti if you’re having problems with you’re car insurance."

Client's rating: 5 of 5

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Make the Right Call This Time

Mistakes happen. In many instances, people weren’t even aware they were committing a crime at the time. If you have been charged with car insurance fraud, contact an Orange County criminal defense lawyer at Law Office of Michael L. Guisti to get the representation you need to avoid further complications.

Call (888) 478-8999 for your free consultation today.

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Whether you're facing a felony or a misdemeanor, don't risk a conviction. Act quickly to redeem your reputation and protect your record by consulting with our Orange County criminal defense lawyer. Call today to schedule your free consultation.

(714) 530-9690

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Client Reviews

“It was strongly recommended that I call federal defense attorney Michael L. Guisti. He had several investigators look at records and such, and my federal case was dismissed. Michael Guisti does what few attorneys can do, beat the federal government, and that is why if you’re in trouble with the government you need to call Michael Guisti right away!”

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“I had everything to lose, my future, my education. Basically I did something that got me a misdemeanor, and the judge wanted to give a guilty plea. But Michael Guisti would not back down. Instead he fought for me, and now my record is clean.”

- Client on


“Back in 2003 I was facing attempted murder. My family hired Michael Guisti to represent me. He is a very good attorney. He always answered my calls, addressed my questions and concerns, and kept me updated about my case. Thank you Michael Guisti for winning my case. I highly recommend anyone facing a criminal charge to see Michael Guisti.”

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Case Results

sex crimes

Case Dropped

Young man charged and arrested for sexual battery.


Case Dropped

Man charged with assault with a deadly weapon for hitting someone in the face with a heavy metal dust pan.

drug crimes

Served Less Than 30 Days in Jail

Young man charged with selling 1000 tabs of ecstasy to undercover officer.

Attempted Murder

Reduced to Assault With Deadly Weapon

Young man knocks the eye out his victim with a metal pipe. Charged with attempted murder and aggravated mayhem. Both cases carried life sentences.

Assault & Battery

Serves 80 Days on Work Furlough

Woman arrested and charged with assault with a deadly weapon using scissors on a co-worker.

Vehicular Assault

Serves 80 Days on Work Furlough

Man charged with three felony counts of vehicular assault with a deadly weapon.


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OC Auto Insurance Fraud Lawyer Disclaimer: The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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