Bank Fraud
Orange County Bank Fraud Attorney
Bank Fraud Attorney in Orange County
If you’re being accused of bank fraud understand this is a very serious charged that could send you to federal prison for decades, which is why you must call the Orange County bank fraud attorney experts at the Law Offices of Michael L. Guisti.
Bank fraud is a federal crime, which makes the criminal proceedings against you all the more complicated, which is why you need a professional Orange County federal crimes attorney by your side.
The Crime of Bank Fraud
Our Irvine federal crimes attorney explains that bank fraud under U.S.C. 18 Part I Chapter 63 § 1344 is when you basically defraud a bank for your personal gain by means of false or fraudulent pretenses, representations, or promises.
Proving You Committed Bank Fraud
As our Orange County fraud attorney explains, to prove you committed bank fraud the federal government prosecutor must show that you, knowingly executed or attempted to execute a scheme or artifice to defraud; did indeed defraud or attempt to defraud the bank; used a material misrepresentation or concealment of a material fact as part of the scheme or attempted scheme; and the bank was insured or chartered by the FDIC.
Different Kinds of Bank Fraud
They’re several different kind of ways you could be arrested and indicted for bank fraud, below are more of the common kinds of band fraud.
Stolen Checks
Our Orange County white collar attorney explains that stolen checks usually occur when somebody in a business/corporation is in charge of a large numbers of checks, like corporate payroll. In some cases a few checks go missing and are cashed, and other times accounts are opened under false names and the checks are deposited so that the money can then be withdrawn.
Forgery
As our Orange County theft crimes attorney explains, this is basically where a suspect alters checks made out to somebody else and changes the name in order to deposit check intended for to someone else.
Other times a suspect commits forgery by attempting to change the amount on the face of a check.
Depending on the details of the case forgery could be tried either as a federal crime or local state crime.
Fraudulent Loans
Typically a fraudulent loan, according to our Orange County fraud attorney, is when the borrower is a business entity controlled by a dishonest bank officer or an accomplice and then borrower then declares bankruptcy.
In some cases the borrower may be a non-existent entity and the loan mainly a cover to conceal a theft of a large sum of money from the bank.
Fraudulent Loan Applications
As our Irvine federal fraud attorney explains, this ranges from individuals using false information, typically to hide poor credit history filled with financial problems, to corporations using accounting fraud in order to make a risky loan appear to be a good, sound investment for the bank.
Empty ATM Envelope Deposits
An empty ATM envelope deposit is when an account holder makes a worthless or misrepresented deposit at an ATM in order to obtain more cash than present in the account, or to prevent a check from being returned due to non-sufficient funds.
Other Possible Federal Charges
It’s certainly possible depending on the details of your case that you could face additional federal charges such as wire fraud, mail fraud and federal drug charges.
If Convicted
If convicted of federal bank fraud you could face up to 30 years in a federal prison and a fine of up to $1 million, which is why it’s so important to contact our Orange County federal crimes defense lawyer.
Call the Orange County Federal Bank Fraud Attorney Experts Now!
It’s very important to understand that along with local police the FBI, IRS and Secret Service have special units decided to tracking down and investigating people accused of bank fraud, which is why it’s all the more important to call the experienced Orange County bank fraud attorneys at the Law Offices of Michael L. Guisti right away at 888-478-8999.
As you’ve read you can face an extraordinarily harsh punishment if convicted of bank fraud, but our Orange County bank fraud defense attorneys have over a decade of experience successfully winning federal cases for our clients in the federal courts of Santa Ana, Los Angeles, Riverside and San Diego.
Our goal when you call us is to beat the federal government and win this case for you.
